Mumbai: Bandhan Bank Limited on Wednesday reported a standalone net profit of ₹622 crore for the quarter ended 30 September 2026, marking a 456% increase from ₹112 crore in the year-ago quarter.
Financial Performance
The bank's total income for Q2 FY27 stood at ₹6,458.42 crore, up from ₹5,900.27 crore in Q2 FY26. Interest earned also increased to ₹5,753.56 crore from ₹5,353.83 crore year-on-year.
Net Interest Income
Net interest income (NII) for Q2 FY27 rose 14% to ₹2,960 crore, compared to ₹2,589 crore in the second quarter of the previous fiscal year. Net total income increased by 17% to ₹3,665 crore from ₹3,135 crore.
Operating Profit and Provisions
Operating profit for the quarter was ₹1,556 crore, an increase from ₹1,310 crore in Q2 FY26. Provisions (other than tax) and contingencies stood at ₹718 crore, compared to ₹1,153 crore in the year-ago quarter.
Asset Quality
Gross Non-Performing Assets (GNPA) remained flat at 3.1% in Q2 FY27, compared to 5.0% in Q2 FY26. Net Non-Performing Assets (Net NPA) also improved to 0.9% from 1.4% in the year-ago quarter.
Advances and Deposits
Gross advances grew 13% year-on-year to ₹1.58 lakh crore as of 30 September 2026. Total deposits also increased 9% to ₹1.73 lakh crore during the same period.
Capital Adequacy
The bank's capital adequacy ratio was reported at 18.3% as of 30 September 2026, exceeding the regulatory requirement of 11.5%.
Disclaimer: This report is based on the company's filed financial results (standalone or consolidated, as applicable) and is intended solely for informational purposes.
