New Delhi, Dec 1: Gross enrolment under the Atal Pension Yojana (APY), a bid to create a universal social security system for all, especially the poor, the under-privileged and the workers in the unorganised sector, has reached 8,34,13,738 (as on October 31), the Parliament was informed on Monday.
APY Launched in 2015 for Universal Social Security
APY was launched in 2015 with the objective of creating a universal social security system for all Indians. It is open to all citizens of India between 18 and 40 years of age who have a savings account in a bank or post office.
As per the Scheme, the subscriber will receive pension benefits on attaining the age of 60 years.
Pension Payouts Expected From 2035 Onwards
"Hence, the pension benefit under APY is expected to start from 2035 onwards. However, the gross enrolment under Atal Pension Yojana as on 31.10.2025 is 8,34,13,738," Finance Minister Nirmala Sitharaman told the Lok Sabha in a written reply to a question.
Female Enrolment Accounts for 48 Per Cent
As on October 31, the female gross enrolment under APY is 4,04,41,135, which is 48 per cent of the total enrolment, she noted. Further, in Bihar, the female gross enrolment under APY is 42,07,233, which is 57 per cent of the total enrolment in the state.
7,614 Branches Enrolling People Into APY in Bihar
"As on 31.10.2025, a total of 7,153 Bank branches and 461 Post Office branches are enrolling people into APY in Bihar," the Finance Minister stated.
Govt, PFRDA Expanding APY Reach Nationwide
The government and the Pension Fund Regulatory and Development Authority (PFRDA) have taken several steps to increase awareness and coverage of APY across the country, including rural and remote areas of Bihar.
Vernacular Brochures, Capacity Building Initiatives Introduced
These include periodic advertisements; APY Subscribers Information Brochure in 13 vernacular languages; and virtual capacity building programmes for Banking Correspondents (BCs) and field staff of Banks, Self Help Group (SHG) members, and bank-sakhis of State Rural Livelihoods Missions (SRLMs).
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Awareness Programmes Conducted Across Bihar
During the last five years, such programmes have been conducted across various districts of Bihar, including in Muzaffarpur, Patna, Bhojpur, and Nalanda.
Over 8,000 Pension Saturation Drives Held in Bihar
Recently, financial inclusion campaigns for pension saturation were organised pan-India India including 8,093 such campaigns in Bihar, said Sitharaman.
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