The festive season is the best time for shopping in India. From Dussehra and Diwali to Christmas and New Year, festivals mean attractive deals, discounts, and cashback on shopping. This festive season, you can further maximise your rewards with IDFC FIRST Bank’s FIRST Millennia credit card.
Earn accelerated rewards on online shopping
Online shopping portals offer some of the biggest discounts during festivals. The IDFC FIRST Millennia Credit Card provides up to 10X reward points on online purchases for spends up to ₹20,000 per month. You earn accelerated reward points every time you shop online for festive needs.
Whether you are buying electronics, appliances, clothes, or any other item, use your FIRST Millennia credit card to earn higher reward points. The points can later be redeemed for statement credits, gift vouchers, airline miles, and much more.
Get up to 4x offline shopping rewards
While online portals offer convenience, offline retail stores provide the touch-and-feel experience for festive shopping. With your FIRST Millennia Credit Card, you can get up to 3X reward points on offline purchases for spends up to ₹20,000 per month.
You can earn accelerated rewards by using your credit card at popular retail chains, brand outlets, jewellery stores, appliance shops, etc. Reward points enhance your purchasing power during the festive season.
Additional rewards for rental services
Booking a vacation rental getaway during the festive season? You can earn up to 3X rewards on rental spending with IDFC FIRST Millennia Credit Card.
Whether you are planning local holiday rentals or overseas vacation homes, use your credit card to pay and earn higher points. You can also get rewarded for booking cabs, venues, and other rental services.
Evergreen reward points that never expire
A key benefit of choosing IDFC FIRST Bank Credit Cards is that reward points never expire. The reward points you earn during festive season shopping can be accumulated and redeemed later.
There is no pressure to utilise points within a specific time. Your rewards stay with you forever enabling redemption when you need it the most.
Additional card benefits for festive spending
Apart from the highest shopping rewards, IDFC FIRST Bank Credit Cards come with additional features that can enhance your festive spending:
Interest-free cash withdrawals
Withdraw cash interest-free for up to 48 days from your credit card for festival purchases. This avoids biting interest charges on ATM withdrawals.
Get up to 20% dining discounts at over 1,500 restaurants using your FIRST Millennia Credit Card. Treat your loved ones this festive season.
Movie ticket offers
Enjoy a 25% discount on movie tickets up to Rs 100 on the Paytm mobile app every month using your FIRST Millennia Credit Card. Catch the latest festive flicks at lower prices.
Personal accident insurance
Get personal accident cover of up to ₹2 lakh in case of uncertainties as well as lost card liability cover of ₹25,000 (valid on at least one transaction on your FIRST Millennia credit card in the last 30 days). Stay protected while celebrating festivals.
Zero joining and annual fees
There is no joining or annual membership fees applicable on your FIRST Millennia Credit Card. Get your card for free and start your festive shopping immediately.
How to apply for IDFC FIRST Bank Credit Cards
Applying for IDFC FIRST Bank Credit Cards is quick and convenient. Follow these steps:
You need to meet basic eligibility criteria related to age, income, credit score, employment, etc. Use online eligibility calculators to check.
Choose card variant
Select the credit card that maximises rewards on your spends. Compare features, benefits, fees, etc., before applying.
Visit the IDFC FIRST Bank website and fill out the online application form. Upload the required documents. Digitally sign the application using Aadhaar and OTP.
Activate on approval
The credit card will be dispatched post the approval of your application within seven working days. Activate it through net banking or customer care.
Begin your festive shopping as you get the highest benefits with IDFC FIRST Bank Credit Cards in the form of accelerated cashbacks, discounts, insurance, and more!
Festive season is shopping season!
Festive season and shopping go hand-in-hand for Indian consumers. This year, maximise your savings by using IDFC FIRST Bank’s FIRST Millennia Credit Card to earn unmatched rewards on online and offline purchases. Massive reward points, unlimited cashbacks, zero fees, and year-round insurance make it the best companion for festive spending. Apply now and make your celebrations more joyful.