Mumbai : L&T Finance Holdings reported a 15% increase in its consolidated net profit at Rs 192 crore in the quarter ended June 2015 on account of improved margins and stable operational expenses. Net interest margins for the lending business grew 22% to Rs 681 crore (5.65%) from Rs 558 crore (5.52%) in the same period last year. The gross non performing assets level with 180 days NPA recognition cycle stood at 2.64%. As on June, loans and advances grew 21% to Rs 49,219 crore from Rs 40,764 crore in the same period last year.