Thane: A senior citizen couple in Thane lost Rs 14.87 lakh after an unidentified cyber fraudster allegedly broke into their fixed deposit account through online and siphoned off the funds. The fraud took place over a span of nearly nine months, between October 24, 2024, and July 27, 2025.
Upon discovering the unauthorized transactions, the couple immediately contacted the toll-free cybercrime helpline and later filed a First Information Report (FIR) at the Rabodi police station.
FD Broken Prematurely, Funds Siphoned Without Knowledge
According to the FIR, the complainant is an 83-year-old retired insurance employee who lives with his 75-year-old wife on Kolbad Road in Thane West. The couple had opened a joint bank account in 2014 and later opened another joint account in 2021. In October 2024, the complainant husband made a fixed deposit of Rs 12.51 lakh.
Complainant Only Notified After ‘Fake Credit’ Message
However, the complainant later received a message stating that Rs 12,47,015 was credited to their account — an amount he never saw reflected. Upon checking, he found multiple unauthorized withdrawals: Rs 5 lakh, Rs 3,30,011, Rs 4.98 lakh, and his joint account Rs 1.59 lakh, totaling Rs 14.87 as per FIR.
It was later discovered that an unknown individual had fraudulently accessed their online banking account and prematurely broke the fixed deposits without the victims’ knowledge, said an official from Rabodi police station.
The fraudster executed four unauthorized digital transactions over the past nine months. The victim, unaware of the activity until recently, approached the bank and then reported the incident to the police.
FIR Lodged at Rabodi Police Station Under BNS and IT Act
An FIR has been registered under Section 318(4) (cheating) of the Bharatiya Nyaya Sanhita (BNS), along with relevant sections of 66(e) and the Information Technology Act at July 27. Police are currently investigating the digital trail, including IP addresses and transaction paths, to trace the accused.
