A 30-year-old man has lodged a complaint with Kurar police claiming that he had taken a small amount of loan from a mobile loan app but the loan recovery agents kept sending threatening messages to the victim stating that if he would not repay the money, they would send derogatory messages to those in his contact list. The recovery agents then sent messages tarnishing the image of the victim to some of the persons in the victim's contact list.
According to the police, the complainant in the case works in a private company. In January 2022, the victim had bought a mobile phone, but he was not having enough funds to pay the EMIs. On June 22, the victim had downloaded a mobile loan app on his phone. The victim had shared his identity details, PAN card details and his photograph while completing the verification process on the app.
On the app page, the victim found that a Rs 6000 loan had been approved for him and the said loan was to be repaid by June 30. Around 10:30 pm on June 22, Rs 4000 got credited in the victim's bank account. On Friday, the victim received messages from unknown recovery agents, asking him to repay the money or else they would tarnish his image by sending derogatory messages about him to those in his contact list, police said.
The victim then approached the police and got a criminal complaint lodged in the matter on Friday. The police have registered a case on charges of cheating and dishonestly inducing delivery of property, criminal intimidation, identity theft and cheating by personation by using computer resource.