Mumbai: HDFC Bank has sent an important update to its crores of home loan customers. After the Reserve Bank of India (RBI) reduced the repo rate on June 6, 2025, HDFC has decided to cut the home loan interest rate by 0.50 percent.
This new rate will come into effect from the next interest rate reset date of your loan.
Check your reset date easily online
HDFC has informed customers that they can check the reset date by visiting the official website www.hdfcbank.com. You can also log in to your HDFC online account or use the mobile app to see your loan details.
No need to apply — rate cut is automatic
The bank said that this interest rate change will be applied automatically on your scheduled reset date. You do not need to apply separately. This means customers will get the benefit of a lower interest rate and reduced EMI without doing anything.
Contact HDFC for help
If customers have questions or need help, HDFC has requested them to contact the bank for support.
This move will bring relief to lakhs of people who were waiting for home loan rates to come down. Due to the RBI’s decision, other banks may also lower their loan interest rates, making loans cheaper overall.
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