Mumbai Cyber Fraud: 48-Year-Old Dalmia College Principal Duped Of ₹50,501 In Health Insurance Deactivation Scam; Case Registered

Mumbai: Digambar Ganjewar, 48, Principal of Dalmia College in Malad, lost Rs 50,501 in an online scam. He was defrauded through a so-called health insurance deactivation scam. The Malad police have registered an FIR against an unidentified individual for allegedly cheating him.

According to the FIR, the complainant, who resides in Malad West, stated that on May 2, 2025, RBL Bank manager Khobragade visited Dalmia College. The manager suggested that he take a credit card from the bank. The principal told him that he did not use credit cards, but the manager insisted, saying the card came with good offers and would be beneficial in the future.

Subsequently, on April 7, a credit card arrived by post in the principal’s name at the college address, and on April 21, the card was activated through the service centre. However, the principal did not use the credit card at all.

On June 9, at 2:26 pm, he received a link from an unidentified mobile number and soon after, a call from an unknown number. The caller claimed he was calling from RBL Bank’s BKC branch and introduced himself as Agarwal. He told the principal that his health insurance had been activated and that to deactivate it, he should click the link.

The principal clicked the link and entered his credit card number, CVV, and expiry date. However, when the link asked for his date of birth, he grew suspicious — but by then, the scammer had already hacked his phone, rendering him unable to operate it.

On June 12, he received an email stating that an amount of Rs 50,501 had been debited from his account. He then approached the RBL Bank manager, informed him of the incident, and filed a complaint with the Malad police.

The police registered a case under sections 318(4) (cheating) and 319(2) (cheating by personation) of the Bharatiya Nyaya Sanhita, along with relevant sections of the Information Technology Act, on July 6.