moratorium

Moratoriums, loan waivers 
vs. credit discipline

Moratoriums, loan waivers vs. credit discipline

It is the interest earnings of banks which allows them to repay their depositors with interest on savings and fixed deposits. If those in...Read More

Decision on loan moratorium within few days, govt tells SC

Decision on loan moratorium within few days, govt tells SC

The government had told the court in one of the hearings that waiver of interest on deferred EMIs during moratorium period would be again...Read More

Bracing for a burden of bad loans

Bracing for a burden of bad loans

The larger issue is what is to be done about banking health in times of the pandemic. The RBI-constituted K V Kamath Committee has submit...Read More

EXPERT PANEL SET UP TO CONSIDER WAIVING OF INTEREST ON LOANS

EXPERT PANEL SET UP TO CONSIDER WAIVING OF INTEREST ON LOANS

A Finance Ministry announcement said the committee will measure the impact on the national economy and suggest steps to mitigate financia...Read More

Supreme Court extends relief on moratorium after government tells interest issue is priority

Supreme Court extends relief on moratorium after government tells interest issue is priority

The Supreme Court Thursday extended its interim order that no account is to be declared NPA till further orders after the Centre said an...Read More

Can anything be done to save the economy?

Can anything be done to save the economy?

The option is to go in for some extraordinary spending, by expanding the fiscal deficit

75% companies availing moratorium are sub-investment grade: CRISIL

75% companies availing moratorium are sub-investment grade: CRISIL

The moratorium on loan repayments provided by banks at the behest of the Reserve Bank of India (RBI) has provided much-needed liquidity s...Read More

RBI may not extend moratorium on repayment of loans beyond August 31

RBI may not extend moratorium on repayment of loans beyond August 31

The Reserve Bank is unlikely to extend the moratorium on repayment of bank loans beyond August 31 as an extension could impact the credit...Read More

ICRA flags banks, NBFCs’ asset risks

ICRA flags banks, NBFCs’ asset risks

The six-month moratorium given by RBI ends on August 31 and the note from Icra comes on the eve of RBI's credit policy review, where the ...Read More

No more moratorium, says Deepak Parekh; RBI non-committal

No more moratorium, says Deepak Parekh; RBI non-committal

"Even people who have the ability to pay -- whether they are individuals or corporates -- are taking advantage under this moratorium. The...Read More

Capital conservation for banks important as moratorium ends: Report

Capital conservation for banks important as moratorium ends: Report

State-owned banks need to be recapitalised or given the alternative of capital conservation as one-year suspension under insolvency and b...Read More

DHFL defaults on NCD repayments of Rs 50 crore

DHFL defaults on NCD repayments of Rs 50 crore

The company says can't pay due to moratorium restrictions

SBI economists pitch for 2nd round of financial package for impacted sectors

SBI economists pitch for 2nd round of financial package for impacted sectors

They also warned that banks will start reporting higher non-performing assets (NPAs) after September, once the six-month moratorium on lo...Read More

SC to Centre, if moratorium is announced, ensure benefits for customers

SC to Centre, if moratorium is announced, ensure benefits for customers

Solicitor General Tushar Mehta, representing the Centre, contended before the court that the interest waiver would have an adverse effect...Read More

Interest-free moratorium will lead to loss close to 1% of GDP: RBI to SC

Interest-free moratorium will lead to loss close to 1% of GDP: RBI to SC

The Reserve Bank of India has opposed waiving off the interest during the moratorium period, insisting that the aim and object of allowin...Read More

Worried about how to defer EMI? For SBI borrowers, this would be lot more easy

Worried about how to defer EMI? For SBI borrowers, this would be lot more easy

State-run State Bank of India has decided to make the process to defer EMI simple. The bank will start sending notification to its borrow...Read More

Supreme Court pulls up Centre and the RBI over levying interest during moratorium

Supreme Court pulls up Centre and the RBI over levying interest during moratorium

The Supreme Court of India, has issued notices to the Centre and the Reserve Bank of India (RBI) over charging of interest on loans durin...Read More

RBI may extend moratorium on repayment of loans for three more months: Report

RBI may extend moratorium on repayment of loans for three more months: Report

"With the lockdown now extended up to May 31, we expect RBI to extend the moratorium by three months more," SBI's research report- Ecowra...Read More

Yes Bank sees 7.5% rise in stock prices after it reports Rs 2,729 crore net profit in Q4

Yes Bank sees 7.5% rise in stock prices after it reports Rs 2,729 crore net profit in Q4

Rana Kapoor-founded Yes Bank’s stock a few months ago had seen a continuous drop in value. But after the financial results for FY 2019-20...Read More

RBI may extend moratorium on loans by another 3 months

RBI may extend moratorium on loans by another 3 months

Suggestions from various quarters, including from Indian Banks' Association, have come for the further extension of moratorium and the RB...Read More

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