Bhopal: Madhya Pradesh to get first ‘cashless’ village today

Bank of Baroda installs POS machines at all shops, express lobby

BHOPAL: Badjhiri, a small village situated near Nilbadh, 15 kilometres away from Bhopal, will become the first digital village of Madhya Pradesh. On Tuesday, the village will start operating without cash after inauguration by finance minister Jayant Malaiya and MLA Rameshwar Sharma.

Bank of Baroda took the initiative of converting Badjhiri into first digital village of Madhya Pradesh in October. Since, the village did not have any banking facilities it was selected for complete digitisation.

After the initiative, 2000 villagers have bank accounts and have become debit card holders. All the shops of the village have been installed with POS machines for payments. An express lobby has also been established in the village where ATM, passbook printing and cash deposit machine have been installed so that the villagers do not have to travel 10 kilometres to bank branch.

The village has also been provided with internet and Wi-Fi to access for internet banking through mobile apps like M-connect, M-pay, M-clip mobile, etc. And for those who do not have smart phones, facility of loan for purchasing smart phones has also been provided.

To make the village digital not just theoretically but practically, computers have been installed by the bank in the local school as well.

The dream of digitising a village is not possible until and unless the consumers or the villagers are not aware about how to use the technology and the available facilities. Through camps and chaupals, bank is training the villagers to use banking facilities. They have also been introduced to QR code and customer service points to ensure better experience by the users. The idea of converting a village digital was initiated by general manager, Bank of Baroda, Bhopal, Rajendra Kumar.

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