BHOPAL : As many as 13.85 lakh bank accounts have been opened in Madhya Pradesh so far under Pradhan Mantri Jan-Dhan Yojana. Of these, 9.93 lakh have been opened in rural areas and 3.91 lakh in urban areas.
The maximum 11.59 lakh accounts have been opened by public sector banks. Besides, HDFC, ICICI, Axis and IndusInd private banks have also opened 13,435 accounts. As many as 49,744 accounts have been opened in Madhyanchal Gramin Bank Sagar, 72,688 in Central Madhya Pradesh Bank, Chhindwara and 1,00.312 accounts have been opened by Narmada-Jhabua Rural Bank.
Madhya Pradesh will become pioneer in the country in achieving the target of opening bank accounts of all families. In the state, financial inclusion model (Samriddhi) is already being implemented since year 2011, which will help in achieving this target. Under Samriddhi model over 2400 ultra small banks have been opened in the state so far having over 76.50 lakh bank accounts. These banks have transacted business of Rs. 1800 crore so far.
At present, banks and local administration are undertaking a joint survey for Pradhan Mantri Jan-Dhan Yojana. Bank accounts of about 40 lakh families are estimated to be opened in the state.
Under the scheme, all bank accounts will be opened by January 26, 2015. It is expected that target of opening 40 lakh accounts will be achieved before that date going by the way bank accounts have been opened till date.