BHOPAL: Since the ban on old Rs 500 and 1000 notes, use of online monetary transactions is being encouraged by government.
A large number persons, who only relied on cash payments, have started switching online payments or payments through cards.
Some of them are satisfied and feel that paying through cards in easy and time saving, while some feel that cash transactions helped keep a control on the expenses and if given an option, they will shift back to cash transactions.
Anjana Shrivastav, 32
Anjana works in a hospital as a nurse and lives with her mother. “Since my mother cannot operate smart phones and internet and I am very busy with my work, she handles everything at home. So we deal in cash only. Now there is a shortage of cash and so I am paying through cards but I think once things settle down, we will switch back to cash payments because that would be more convenient for my mother.
Anuj Sharma, 40
I use both cash and card payments but nowadays I am more into cashless transactions. It is not possible to go completely cashless and completely online. It is not feasible for anyone because there are payments that need to be made in cash, like to auto rickshaws, to vendors coming to doorsteps, during festivals etc. The smartest way would be to become well acquainted with the modern methods of payments and also keep cash. Although, this will take time and I am still very new to cashless transactions”, said Anuj who runs a shop at New Market.
Pratibha Singh, 52
Pratibha works for an NGO and she feels that cashless payments may be safe but cannot meet all the needs. “We have to deal with so many people throughout the day. At home, I have to deal with my maid and domestic helps, vegetable vendors, daily groceries and many needs of household. We have to pay in cash to these people because they work for less amount and spend the amount on their household. Transferring the amount into their accounts will increase their pain because most of them are not even educated and door to door vendors don’t have swipe machines. So, how can we think of switching to cashless transactions?”